For a graphical forecast, visit weather.gov/beach/tae or see the county based surf zone forecast below:
Detailed Surf Zone Forecast
491
FZUS52 KTAE 211540
SRFTAE
Surf Zone Forecast
National Weather Service Tallahassee FL
1140 AM EDT Mon Sep 21 2026
.THE SURF ZONE FORECAST GENERAL OUTLOOK...
Prevailing northeast winds with daily afternoon seabreezes maintains a
moderate risk of rip currents at all local beaches through Wednesday.
By Thursday, stronger northeast winds behind a cold front will likely
increase the rip current risk along Franklin County beaches.
Based on communication with area beach officials, the following flags
are flying at area beaches:
Walton........................Yellow
Bay...........................Yellow
State Park Gulf Beaches.......Yellow
West Facing Gulf Beaches......Yellow
South Facing Gulf Beaches.....Yellow
Franklin......................Yellow
FLZ108-212030-
South Walton-
Including the beaches of Sandestin, Santa Rosa Beach,
and Turquoise Beach
1040 AM CDT Mon Sep 21 2026
.REST OF TODAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
UV Index**..................Very High.
Water Temperature...........86 degrees.
Weather.....................Sunny. A slight chance of showers.
High Temperature............In the upper 80s.
Winds.......................East winds around 5 mph, becoming south
in the afternoon.
Tides...
Panama City..............Low at 05:01 PM CDT.
Sunrise.....................6:32 AM.
Sunset......................6:44 PM.
.TUESDAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
Weather.....................Mostly sunny.
High Temperature............In the upper 80s.
Max Heat Index..............Up to 101.
Winds.......................Northeast winds around 5 mph, becoming
south in the afternoon.
Tides...
Panama City..............High at 07:21 AM CDT.
Low at 05:22 PM CDT.
Sunrise.....................6:33 AM.
Sunset......................6:43 PM.
.WEDNESDAY...Moderate rip current risk*. Surf height around 1 foot.
Sunny. A slight chance of showers. Highs in the upper 80s. East winds
around 5 mph.
.THURSDAY...Low rip current risk*. Sunny. Highs in the mid 80s.
Northeast winds around 15 mph.
.FRIDAY...Moderate rip current risk*. Sunny. Highs in the mid 80s.
Northeast winds around 15 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$
FLZ112-212030-
Coastal Bay-
Including the beaches of Panama City Beach and Magnolia Beach
1040 AM CDT Mon Sep 21 2026
.REST OF TODAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
UV Index**..................Very High.
Water Temperature...........86 degrees.
Weather.....................Sunny. A chance of showers and a slight
chance of thunderstorms.
High Temperature............In the upper 80s.
Max Heat Index..............Up to 101.
Winds.......................East winds around 10 mph, becoming
south in the afternoon.
Tides...
Panama City..............Low at 05:01 PM CDT.
Sunrise.....................6:30 AM.
Sunset......................6:42 PM.
.TUESDAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
Weather.....................Mostly sunny. A slight chance of
showers.
High Temperature............In the upper 80s.
Max Heat Index..............Up to 102.
Winds.......................Northeast winds around 10 mph, becoming
south in the afternoon.
Tides...
Panama City..............High at 07:21 AM CDT.
Low at 05:22 PM CDT.
Sunrise.....................6:30 AM.
Sunset......................6:41 PM.
.WEDNESDAY...Moderate rip current risk*. Surf height around 1 foot.
Sunny. A slight chance of showers. Highs in the upper 80s. Northeast
winds around 5 mph.
.THURSDAY...Moderate rip current risk*. Sunny. Highs in the upper
80s. Northeast winds around 15 mph.
.FRIDAY...Moderate rip current risk*. Sunny. Highs in the mid 80s.
Northeast winds around 15 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$
FLZ114-212030-
Coastal Gulf-
Including the beaches of Saint Joe Beach
1140 AM EDT Mon Sep 21 2026 /1040 AM CDT Mon Sep 21 2026/
.REST OF TODAY...
Rip Current Risk...
W Facing Beaches.........Low.
S Facing Beaches.........Low.
State Park Beaches.......Moderate.
Surf Height...
W Facing Beaches.........1 foot or less.
S Facing Beaches.........1 foot or less.
State Park Beaches.......Around 1 foot.
UV Index**..................Very High.
Water Temperature...........86 degrees.
Weather.....................Sunny. A chance of showers and a slight
chance of thunderstorms.
High Temperature............In the upper 80s.
Winds.......................East winds around 10 mph.
Tides...
Apalachicola.............High at 11:02 AM EDT.
Sunrise.....................7:28 AM.
Sunset......................7:40 PM.
.TUESDAY...
Rip Current Risk...
W Facing Beaches.........Low.
S Facing Beaches.........Low.
State Park Beaches.......Moderate.
Surf Height...
W Facing Beaches.........1 foot or less.
S Facing Beaches.........1 foot or less.
State Park Beaches.......Around 1 foot.
Weather.....................Sunny. A chance of showers and a slight
chance of thunderstorms.
High Temperature............In the upper 80s.
Winds.......................East winds around 10 mph.
Tides...
Apalachicola.............Low at 08:08 AM EDT.
High at 12:35 PM EDT.
Sunrise.....................7:29 AM.
Sunset......................7:39 PM.
.WEDNESDAY...Moderate rip current risk*. Surf height around 1 foot.
Sunny. A slight chance of showers. Highs in the upper 80s. East winds
around 10 mph.
.THURSDAY...High rip current risk*. Sunny. A slight chance of showers
and thunderstorms. Highs in the mid 80s. Northeast winds around
20 mph.
.FRIDAY...High rip current risk*. Sunny. Highs in the lower 80s.
Northeast winds around 20 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$
FLZ115-212030-
Coastal Franklin-
Including the beaches of Apalachicola
1140 AM EDT Mon Sep 21 2026
.REST OF TODAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
UV Index**..................Very High.
Water Temperature...........86 degrees.
Weather.....................Sunny. A slight chance of showers.
High Temperature............In the mid 80s.
Winds.......................East winds around 10 mph.
Tides...
Apalachicola.............High at 11:02 AM EDT.
Sunrise.....................7:27 AM.
Sunset......................7:39 PM.
.TUESDAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
Weather.....................Sunny. A slight chance of showers and
thunderstorms.
High Temperature............In the mid 80s.
Winds.......................East winds around 10 mph.
Tides...
Apalachicola.............Low at 08:08 AM EDT.
High at 12:35 PM EDT.
Sunrise.....................7:27 AM.
Sunset......................7:38 PM.
.WEDNESDAY...Moderate rip current risk*. Surf height around 1 foot.
Sunny. A slight chance of showers. Highs in the mid 80s. Northeast
winds around 10 mph.
.THURSDAY...High rip current risk*. Sunny. A slight chance of showers
and thunderstorms. Highs in the mid 80s. Northeast winds around
15 mph.
.FRIDAY...High rip current risk*. Sunny. Highs in the lower 80s.
Northeast winds around 15 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$